Every 8 Year Old Needs This Debit Card

 Every 8 Year Old Needs The Spriggy Debit Card

You are probably reading this thinking why on earth does an 8-year-old need a debit card? I was sceptical at first too.

I saw the Spriggy debit card in some advertising prior to the company getting into contact with me and despite having a preteen, I didn’t take into consideration.

I’m always up to a challenge and I love to try things out. So of course, I am happy to review the card. But as you know, my honest opinion is never up for sale.

Don’t want to read a full review? Just looking for the $5 sign up bonus? Click HERE.

I was sceptical about  the Spriggy card.

The Spriggy card came in the mail and sat in my office for a few days, I had to wrap my head around what we would use it for.

Oh dear, I don’t even have regular chores for the kids, when did I fall off the wagon?

This period of time made me realise, we really have no decent structure for pocket money.

I never have cash in the house, so it’s a bit like “Yeah, Nah I’ll give you some pocket money next time we are at the shops“. It’s really no wonder my kids are not very motivated to do chores when I’m so slack with the organisation of pocket money.

Doing Chores = Pocket Money. With Spriggy the parent can follow through easily.

This card allows me to have ultimate control…*insert evil laugh*

Each week I can transfer money into my son’s account via the Spriggy app from my bank account or credit card. I can stop and start at any time.

I can also LOCK THE CARD. This is useful if I want to freeze his pocket money spendings or I can keep him from spending it if he is saving for something.

There’s an even bigger picture here, I saw it during our day out [Video Below].

Our society is becoming somewhat “cashless” to a degree. Remember when you were a kid and all you ever wanted was some lollies at the corner store or a barbie?

Kid’s are now saving up for expensive sneakers, tech devices & collecting trending items.

My kids often spend their money on apps and games which require a debit card, which means they owe me out of their money, which I rarely follow through on collecting.

We are becoming a society of people who hardly rely on cash.


The sooner you teach your child how to manage their money ELECTRONICALLY the better.

When I first started earning money we didn’t have the ability to check our balances on the internet. We had to ring phone banking or go to an ATM. It was SO easy to swipe, swipe, swipe and before you know it, your money was KAPoof!

The Spriggy App lets you and your child check their balance.

Start teaching your child to manage their bank account now, with Spriggy.

During a day out, we checked the app after each purchase. Ryan noted how quickly he felt the money had gone. Yes, son, that’s right.

Money is a great thing to have but use it wisely.

You might be thinking, “My kid doesn’t need a debit card!”

All I can say is, I felt the same at first. I do not now. I didn’t realise the benefits until I gave it a try.

The Spriggy Card works for us. You don’t have to be a wealthy family to own a card like this.

If anything, it will do wonders for your budget because you will be able to manage just how much money you are giving to your kids.

Your child can set savings goals through the Spriggy App and know what it’s like to accomplish one of the hardest things in life to manage. FINANCES!


  • Spriggy Now Allows 6 Year Olds To Use The Spriggy Debit Card.
  • Updated with even better saving features, including seperate categories to set aside your savings.
  • The Spriggy app now lets you schedule tasks AND notify you when your child makes a transaction.

There are NO monthly fees using Spriggy.

Spriggy now have new cards more suitable to the teenage group.

The colours are a bit more mature than the standard cards with the cute Spriggy Pig on the front (these are still available.)

Spriggy Compared To A Traditional Kids Bank Account

The Spriggy app is Kid friendly with features a bank does not offer. While I love a bit of nostalgia, I feel lugging bags of change off to school for “school banking” has run it’s course.

Props to those parents who still do it.

As a single mother of 3 kids I struggle to keep track of “all the days” my children are required to bring different items for. While my kids do have bank accounts, these are saving only accounts for when they reach adulthood.

In a busy life, Spriggy takes away the nonsense of lining up at banks, carting bank books to school and keeping little fingers out of tin money boxes.

How to get your hands on a Spriggy Card

  • Spriggy debit card is for children ages 6 – 18.
  • Sign up is 100% online and takes just a few minutes.
  • You will not be charged a monthly fee by Spriggy
  • The App is free to download
  • Spriggy has a one off annual fee which includes your card and app usage.

Spriggy offer a no obligation free trial at spriggy.com.au

(P.S. You also get a $5 sign up bonus when you click this link)

ALSO: The $5 Bonus Is For You AND Me!

Just a reminder, when you use your link to tell your friends about Spriggy you get a $5 bonus popped into your parent wallet if they sign up.

Your friend gets $5 too. This is a nice bonus which funds some of the pocket money you plan to pop into your child’s Spriggy account.

How To Have A Great Day Under $25

 For those with security concerns, The card pictured is no longer valid. 


  1. When I saw the title of this blog post, I knew I had to read it… why on earth would anyone trust an eight year old (let alone a six year old) with a debit card??? I am so glad that I did. What a cool, useful program! I love the idea of teaching kids digital money management. Does anyone under the age of 60 have a paper checkbook anymore? Plus, I loved the hilarious insight of your son, Ryan. The money does go fast. Thank you, Kate, for your honest and humorous review of this product.

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